Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Compass Point Advisors, LP
136 Summit Avenue, Suite 203 • Montvale, NJ • 07645
Phone: 201-391-5161 • Fax: 201-391-6110
• maria@compasspointlp.com

Representatives offering securities through Securities America, Inc., Member FINRA/SIPC www.finra.org, www.sipc.org . Advisory services offered through Securities America Advisors, Inc., Compass Point Advisors, L.P. and Securities America companies are unaffiliated. Securities America does not provide tax or legal advice. Please consult a tax or legal professional for answers to specific questions.  Representatives are licensed in insurance in the states of CT, FL, NJ, NY, SC; licensed in securities in the states of CA, CT, DE, FL, LA, MD, NC, NJ, NM, NY, OH, PA, SC, VA; licensed in RIA (Registered Investment Advisors) in the states of NJ and NY.